{"id":139,"date":"2025-05-28T19:02:18","date_gmt":"2025-05-29T01:02:18","guid":{"rendered":"https:\/\/bnpv.serverhn.com\/?page_id=139"},"modified":"2025-05-28T20:40:13","modified_gmt":"2025-05-29T02:40:13","slug":"calculadora-de-prestamos","status":"publish","type":"page","link":"https:\/\/bnpv.serverhn.com\/en\/calculadora-de-prestamos\/","title":{"rendered":"Loan Calculator"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"139\" class=\"elementor elementor-139\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49eaa84 e-flex e-con-boxed e-con e-parent\" data-id=\"49eaa84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42454ed elementor-widget elementor-widget-html\" data-id=\"42454ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"calculadora-prestamo\" style=\"max-width: 500px; margin: auto; padding: 20px; border: 2px solid #ddd; border-radius: 10px;\">\r\n  <h3>BANHPROVI Loan Calculator<\/h3>\r\n  \r\n  <label for=\"monto\">Loan amount (Lempiras):<\/label>\r\n  <input type=\"number\" id=\"monto\" min=\"0\" class=\"form-control\" style=\"width: 100%; margin-bottom: 10px;\" \/>\r\n\r\n  <label for=\"plazo\">Term (years): <small style=\"color: red;\">(Maximum 30 years)<\/small><\/label>\r\n  <input type=\"number\" id=\"plazo\" min=\"1\" max=\"30\" class=\"form-control\" style=\"width: 100%; margin-bottom: 10px;\" \/>\r\n\r\n  <button onclick=\"calcularPrestamo()\" style=\"width: 100%; padding: 10px; background: #0073aa; color: white; border: none; border-radius: 5px;\">Calculate<\/button>\r\n\r\n  <div id=\"resultado\" style=\"margin-top: 15px; font-weight: bold;\"><\/div>\r\n<\/div>\r\n\r\n<script>\r\nfunction calcularPrestamo() {\r\n  const monto = parseFloat(document.getElementById('monto').value);\r\n  const plazo = parseInt(document.getElementById('plazo').value);\r\n  const resultado = document.getElementById('resultado');\r\n\r\n  if (isNaN(monto) || isNaN(plazo)) {\r\n    resultado.innerHTML = \"<span style='color: red;'>Por favor, ingresa un monto y plazo v\u00e1lidos.<\/span>\";\r\n    return;\r\n  }\r\n\r\n  if (plazo < 1 || plazo > 30) {\r\n    resultado.innerHTML = \"<span style='color: red;'>El plazo m\u00e1ximo permitido es de 30 a\u00f1os. Por favor, corrige el plazo ingresado.<\/span>\";\r\n    return;\r\n  }\r\n\r\n  let tasaAnual = 0;\r\n\r\n  if (monto <= 1200000) {\r\n    tasaAnual = 0.04;\r\n  } else if (monto <= 2500000) {\r\n    tasaAnual = 0.07;\r\n  } else {\r\n    resultado.innerHTML = \"<span style='color: red;'>El monto m\u00e1ximo que presta BANHPROVI es de L. 2,500,000.<\/span>\";\r\n    return;\r\n  }\r\n\r\n  const tasaMensual = tasaAnual \/ 12;\r\n  const numPagos = plazo * 12;\r\n\r\n  const cuota = monto * (tasaMensual * Math.pow(1 + tasaMensual, numPagos)) \/ (Math.pow(1 + tasaMensual, numPagos) - 1);\r\n\r\n  resultado.innerHTML = `\r\n    <p><strong>Tasa anual:<\/strong> ${(tasaAnual * 100).toFixed(2)}%<\/p>\r\n    <p style=\"font-size: 1.6em; color: #0073aa;\">\r\n      <strong>Cuota mensual estimada:<\/strong><br>\r\n      L. ${cuota.toLocaleString('es-HN', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n    <\/p>\r\n  `;\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Calculadora de Pr\u00e9stamos BANHPROVI Monto del pr\u00e9stamo (Lempiras): Plazo (a\u00f1os): (M\u00e1ximo 30 a\u00f1os) Calcular<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-139","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/pages\/139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/comments?post=139"}],"version-history":[{"count":10,"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/pages\/139\/revisions"}],"predecessor-version":[{"id":153,"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/pages\/139\/revisions\/153"}],"wp:attachment":[{"href":"https:\/\/bnpv.serverhn.com\/en\/wp-json\/wp\/v2\/media?parent=139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}